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Finance 101 - Credit, Debt, and Financial Health: Taking Control of Your Money

Finance 101 - Credit, Debt, and Financial Health: Taking Control of Your Money

Update: 2025-10-30
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Discover how to master your credit score and eliminate debt strategically. This episode breaks down the five factors that determine your credit score, busts common myths that might be holding you back, and reveals proven debt payoff strategies including the avalanche and snowball methods. Learn how to negotiate with creditors, use balance transfers effectively, and avoid the warning signs of debt trouble. Host Nick Ledger shares a practical thirty-day credit improvement challenge you can start today. Whether you're building credit from scratch or climbing out of debt, this episode gives you the roadmap to financial freedom.
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Finance 101 - Credit, Debt, and Financial Health: Taking Control of Your Money

Finance 101 - Credit, Debt, and Financial Health: Taking Control of Your Money

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