Financial Books for Kids

In this episode of It’s Not About Money, Matt and Charla discuss a fundamental topic for families—normalizing money conversations with kids. They dive into why it’s essential to introduce financial topics early and make them part of everyday family life. Reflecting on their own upbringing and experiences, and emphasize how breaking the traditional taboo around money can set the stage for financial literacy and success in the next generation.

Key Points Discussed:

– Generational Shifts in Financial Conversations:  Charla reflects on how many Gen X parents weren’t raised in households where money was openly discussed. The podcast points out that for their generation, finances were often considered an uncomfortable subject. Both hosts share how this silence around money left them unprepared for real-world financial responsibilities when they became adults. This experience fuels their passion for helping families normalize money talks with their children.

– Starting Small with Books:  A key takeaway from this episode is the use of children’s books to introduce financial concepts naturally. Charla shares a curated list of books for different age groups, such as *The Berenstain Bears’ Dollars and Sense* and *The Lemonade War*, that make money lessons accessible and engaging for young kids. These stories provide natural opportunities to weave financial discussions into daily life, without feeling like a lecture. The hosts stress that children are often more receptive to learning through stories and subtle conversations rather than formal sit-down talks.

– Organic Money Talks:  Matt and Charla encourage parents to make money conversations feel effortless, woven into everyday activities like shopping or handling household bills. Charla gives examples, such as asking your child why you might choose one grocery store over another, as an easy way to bring up the concept of budgeting and price comparison. These casual chats can demystify financial decisions and make children more comfortable asking questions about money.

– The Power of Curiosity:  They recount how their daughter Kate, from a young age, asked questions about the cost structure of businesses like dollar stores. Matt points out that kids are naturally curious, and these questions provide the perfect opportunity to help them understand business concepts and financial decisions. These conversations, according to Charla, don’t have to be complex—it’s about fostering a mindset of curiosity and openness toward money.

– Adapting to Different Ages:  The hosts highlight how financial lessons can evolve as kids grow older. While younger children might benefit from simple stories like Dr. Seuss’s One Cent, Two Cents, older kids can handle the deeper lessons around entrepreneurship and competition in The Lemonade War. Charla emphasizes that as kids mature, parents can introduce more complex financial topics and engage in richer conversations that prepare them for adulthood.

Call to Action:

1. Download the Financial Literacy Book List: Head over to the blog to access Charla’s full list of books for teaching kids financial concepts through stories.


2. Engage in Daily Money Conversations: Identify opportunities in your daily routine to casually talk about money, whether it’s during a trip to the store, while paying bills, or planning family vacations.


3. Share Your Stories: Share your experiences teaching your kids about money with us, you can reach us on social media on via email!

Connect With Us:

– Read more about this topic and other discussions on Charla’s blog: [https://beyondpersonalfinance.com/our-blog](https://beyondpersonalfinance.com/our-blog)

– Subscribe to the weekly email with links to our podcast and blog: [https://beyondpersonalfinance.com/subscribe-1](https://beyondpersonalfinance.com/subscribe-1)

– Learn more about our unique products designed to enhance your children’s understanding of real-world money management: [https://beyondpersonalfinance.com/](https://beyondpersonalfinance.com/)

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