Motivation, stop wasting your time watching cringy movies.  Do you follow the self-proclaimed hillbilly of Personal Finance, Dave Ramsey? Hear how Dave Ramsey does not believe in student loans.  Keep in mind that Ramsey is probably knocking on the door of retirement, so he is probably not giving a you-know-what.  Hear my take on a possible electric car mashup and a whole lot more.  

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