A child of working class immigrants, Yanely Espinal climbed her way out of college debt through educating herself to become financially literate. 

She then took her personal struggles and used them as fuel to help others. Through her YouTube channel and podcast, she's on a mission to help young people learn about personal finance in a fun and engaging way.

Beyond her own media content, Yanely also serves as the Director of Educational Outreach at Next Gen Personal Finance and is a member of CNBC's Financial Wellness Advisory Council.

In our conversation, we spoke about the following topics: 

-Enjoying your life without spending money 

-The importance of psychology in spending 

-How to build credit responsibly 

-How to make money without a job 

-Dark Patterns and how to beat 'the house'

-and much more!!!

You can connect with her at the following:

YouTube:Miss Be Helpful

Instagram

Website

You can connect with Next Gen Financial Literacy at: 

YouTube

NGPF Website