Fintech Recap: Will Depositors Be Rescued from BaaS Island?
Update: 2025-07-02
Description
In this episode, Alex Johnson of Fintech Takes and I discuss:
* FICO launches new scores that incorporate pay-in-four buy now, pay later data. But will it make a difference?
* The CFPB files a statement of interest in the Synapse bankruptcy, potentially setting up a backdoor bailout to make out-of-pocket depositors whole. Does it set a bad precedent?
* A brief word on crypto mortgages.
* And, as always, what Alex and I just can’t let go of.
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