In this groundbreaking episode, Paul Barron sits down with Sandy Kaul from Franklin Templeton to explore a seismic shift in American finance that could redefine retirement as we know it. As Social Security faces depletion by 2035 and the bottom 50% of Americans remain locked out of asset ownership, Kaul presents a bold alternative: a wallet-based financial revolution powered by XRP and blockchain technology. Franklin Templeton's launch of the XRPZ ETF with industry-leading fees signals institutional validation on par with Bitcoin and Ethereum, but with a critical advantage—Ripple's RLUSD and strategic partnership position XRP as the liquidity layer that traditional finance desperately needs. This isn't just another crypto conversation; it's a blueprint for how 2.3 trillion dollars from GenX investors could flee failing banks and outdated systems for a self-directed financial future.

Franklin Templeton Report - https://bit.ly/pbpodft

:30 - Franklin Templeton Report
2:00 - The new retirement plan using XRP
3:30 - The Social Security fund will be depleted by 2035
4:15 - Bottom 50% of Americans don't own assets
5:00 - You are your own retirement plan
6:30 - The new revolution of the investor is here
7:00 - Wallet-based world, this will replace bank accounts
10:00 - Is there a new attack vector or privacy angle hitting crypto
11:30 - Wallet protection is coming 
13:00 - XRPZ ETF launches with the best fee, leading the institutional investment groups
14:00 - Easy Peasy Multicoin Portfolio now includes XRP
15:00 - Has Institutional validated XRP to compare to BTC and ETH ETF with the RLUSD advantage of Ripple
16:00 - Ripple has the cheat code to win with the Ripple Partnership with Franklin Templeton
18:00 - Agentic finance agents are coming for XRP
20:00 - GenX is going to break Tradfi 2.3 Trillion moving out of banks - heading to XRP?
22:00 - Bank failure or consolidation is coming
23:00 - Tradfi Investors are coming to XRP faster than any other innovation segment
25:00 - 2026 Finance products like lending, yield, and defi are going to change finance forever
27:00 - Liquidity Layer is coming because it's too slow to market - XRP and crypto changes this
29:00 - Forget everything you have learned in the last five years in crypto - more advanced tools are coming.
======================================
Get your XRP POD Gear - https://bit.ly/xrppodmerch

The Best Self-Custody Crypto Wallet - Tangem ➜ https://bit.ly/TangemPBN Use Code: "PBN" for Additional Discounts!


BEST RESOURCES:

►Protect Your Crypto - Tangem ➜ https://bit.ly/TangemPBN
Use Code: "PBN" for Additional Discounts!

►Best Trading Exchange - Get a 10% deposit bonus when you fund your account for the first time. https://bit.ly/PBNBTCC

►Open Your Crypto IRA Free Month with iTrust Capital ➜ Use PROMO CODE - PAUL BARRON https://bit.ly/iTrustPaul

►TRADE and Secure your XRP Anywhere With Starlink! Get a FULL Month FREE by using this link! And in most areas, the equipment is FREE for signing up (terms apply) - https://bit.ly/PaulStarlink

►Get your XRP POD Gear - https://bit.ly/xrppodmerch

►Unlock Your Path to Wealth with Forge Membership - The all-in-one membership for investors, entrepreneurs, and future wealth leaders, powered by the Paul Barron Network. https://bit.ly/pbnmembership