Discover how the Three Dimensions of Authentic Wealth can balance your life and fortify your finances. Doug Andrew and his team dive into the “93 Million” principle, blending Foundational, Intellectual, and Financial assets with the power of a max-funded Indexed Universal Life (IUL). Learn why going beyond products (the clubs) and focusing on strategies (the swing) leads to abundant, tax-free retirement outcomes.

Uncover how IUL’s 0% floor, smarter indexing, and optional multipliers preserve what you’ve built during market downturns—while capturing meaningful upside. See real-world credits from actual statements, the truth about compound vs average returns, and how to engineer predictable, tax-free income.

This episode reveals:

- Why “12%” is a myth for retirees—and what to target instead

- How to structure IUL allocations (1-, 2-, 5-year) for durable results

- The Family Bank method to end entitlement and build resilient heirs

Whether you want tax advantages, compound growth, or a legacy that outlasts crises, these insights show how the LASER Fund framework can transform your future.

00:00:00 — Introduction

00:03:10 — Taxes, fees, volatility

00:10:40 — How much income can I generate?

00:12:06 — Do IULs underperform?

00:16:05 — Multipliers explained

00:20:00 — Real clients, real credits

00:24:20 — Whole life vs IUL

00:28:45 — How to get help

00:35:57 — Build a Family Bank

00:41:55 — Final takeaway

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