DiscoverPhysical Therapy: The Good, The Bad and The UglyGBU S2-E23: Are Physical Therapists Really Professionals? The Hidden Impact of Degree Classification on Student Loans
GBU S2-E23: Are Physical Therapists Really Professionals? The Hidden Impact of Degree Classification on Student Loans

GBU S2-E23: Are Physical Therapists Really Professionals? The Hidden Impact of Degree Classification on Student Loans

Update: 2025-11-24
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Are Physical Therapists Really Professionals? The Hidden Impact of Degree Classification on Student Loans


In this episode, we dive into one of the most confusing—and critical—topics in the physical therapy world: why PT is labeled as a graduate level degree with our doctorate rather than a professional degree, and how that classification quietly shapes the entire student loan experience.

We break down:

  • The history behind the Doctor of Physical Therapy (DPT) title
  • Why some agencies classify PT as a “professional degree” instead of a “graduate degree”
  • How this labeling affects loan eligibility, repayment options, and access to certain forgiveness programs
  • Why failing to meet APTA’s Vision 2020 goals may actually open the door for PTs to qualify for loan reductions under new federal rules
  • The broader implications for respect, pay, and how PTs are viewed in the healthcare hierarchy

If you’re a PT, student, or anyone trying to make sense of the financial side of this profession, this episode is a must-listen. We pull back the curtain on a topic almost no one talks about—but every therapist feels in their wallet.

Leave a review, rate the show and follow wherever you listen to podcasts:

https://podcasts.apple.com/us/podcast/physical-therapy-the-good-the-bad-and-the-ugly/id1759890549

https://open.spotify.com/show/2y0wJhJthp6q1ujraYzgGx?utm_source=chatgpt.com

Website: ValleyPerformancePT.com

Instagram: @Valleyperformancept

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GBU S2-E23: Are Physical Therapists Really Professionals? The Hidden Impact of Degree Classification on Student Loans

GBU S2-E23: Are Physical Therapists Really Professionals? The Hidden Impact of Degree Classification on Student Loans

Joe Klein