A good credit score typically ranges from 700 to 850 and reflects a borrower’s creditworthiness, indicating a low risk of default to lenders. Achieving a good credit score involves maintaining a history of timely payments, managing debt responsibly, and keeping credit utilization low. It also benefits from a diverse mix of credit accounts and a long credit history. A good credit score can open doors to favorable loan terms, lower interest rates, and higher credit limits, which can save money and provide better financial opportunities. Consistently monitoring and managing your credit effectively helps sustain a good score and promotes overall financial stability.