HELOC Rates Dropping in 2025, Homeowners Benefit
Update: 2025-12-11
Description
With the Federal Reserves recent rate cut, HELOCs are set to become even more affordable in 2025. Homeowners can tap into their significant home equity, currently at a record $36 trillion, without losing their low-interest primary mortgage. HELOC rates, based on the prime rate plus a lender-set margin, are expected to drop to new lows, offering a flexible borrowing option with interest paid only on used funds.
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