HELOC Rates Hit New Lows in 2025
Update: 2025-12-15
Description
HELOC Rates Hit New Lows: Homeowners Can Tap Into Equity - The national average HELOC rate has dropped to new lows, with the average weekly rate at 7.44%. This is an excellent opportunity for homeowners to access their home equity without refinancing their mortgage. HELOCs offer flexibility, allowing borrowers to use only what they need and pay interest on the amount used. However, its crucial to compare introductory and post-introductory rates, fees, repayment terms, and minimum draw amounts when considering a HELOC.
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