HELOC rates today, November 1, 2025: Rates improve as the prime rate falls
Update: 2025-11-01
Description
Homeowners across the US are reconsidering HELOCs as interest rates drop, offering a flexible way to tap into home equity without refinancing. With over $34 trillion in home equity, many are drawn to HELOCs for renovations, debt consolidation, or emergencies. However, rates can rise after introductory periods, so it's crucial to compare lenders and understand terms before signing up.
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