HELOC rates today, November 2, 2025: Moving lower with a quarter-point drop in the prime rate
Update: 2025-11-02
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Homeowners rejoice as HELOC rates hit a new low! With the average rate dipping to 7.75%, homeowners with strong credit and equity can tap into their home's value without refinancing or selling. However, rates are variable and can rise, so it's crucial to shop around, understand the terms, and only borrow what you need. Stay informed to make the most of your home equity.
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