HELOC rates today, October 29, 2025: With a Fed rate cut, HELOC interest rates will likely soon follow
Update: 2025-10-29
Description
With the national average HELOC rate at 7.75%, homeowners are considering tapping into their home equity. The Federal Reserve's potential rate cut could lower HELOC rates, making them an attractive option for home improvements or emergencies. However, it's crucial to understand the details, as rates and terms vary widely, and introductory offers may not last. Shop around and manage your credit line wisely to keep costs down.
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