HELOCs Hit 2025 Low: Time to Tap Home Equity?
Update: 2025-10-08
Description
Homeowners rejoice! HELOC rates are at their lowest in 2025, averaging 8.47% APR, with some lenders offering tempting introductory rates as low as 5.99%. With record home equity and reluctance to refinance existing low-rate mortgages, a HELOC offers a flexible way to tap into your home's value for renovations, debt consolidation, or big expenses. But beware of rising rates after the introductory period and shop around to find the best deal.
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