HOW TO LIVE W/O FULL COVERAGE MEDICAL INSURANCE, THIS IS GREAT INFO
Description
In Episode 1114 of The Clay Edwards Show, host Clay Edwards shares practical health tips for saving money on insurance amid rising costs. He recommends switching to a "major medical" or emergency-only policy (e.g., through agents like Jamie Creel at Shelter Insurance) to cover catastrophic events like cancer or hospital stays, while ditching comprehensive plans with copays for routine care, which he calls a "big rip-off" since cash prices are often cheaper. For everyday needs, he suggests a $200/month membership at Men's Health and Women's Wellness of Mississippi (or similar clinics like New Care) for unlimited doctor's visits, prescriptions, and low-cost treatments (e.g., $10-30 for shots like Decadron, Rocephin, and B12 for sinus infections). He advises using independent pharmacies (e.g., Brandon Discount Drugs or Flora Drugs) as cash customers for better deals on meds, avoiding big chains, and utilizing free GoodRx cards or coupons to beat insurance prices—potentially saving hundreds monthly by piecing together these options for a total around $400/month all-in. Edwards emphasizes shopping around, assuming good health, and building personal doctor relationships for a more efficient, less "assembly-line" experience, noting it's not ideal for those on expensive specialty meds like cancer treatments.
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