Health Insurance Premiums Soaring in 2026
Update: 2025-12-28
Description
Private health insurance premiums are set to skyrocket in 2026, with an average increase of 114% for those staying enrolled on the Affordable Care Act Marketplace. This is mainly due to the expiration of enhanced premium tax credits, which have kept plans affordable for millions. Without these subsidies, seven million three hundred thousand people could lose help paying premiums, potentially leaving four million eight hundred thousand uninsured. This change will particularly impact self-employed individuals, gig workers, freelancers, and early retirees. Congress is deadlocked on health reform, with Democrats and Republicans clashing over these credits. To navigate this, experts advise shopping smart, avoiding auto-renewals, assessing health needs and budget, and sticking to Marketplace plans. Consider alternatives like catastrophic plans or direct primary care, and contact your representatives to push for real fixes. Checkout Solipillow.com
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