Health Ratings and What to Expect
Update: 2025-11-06
Description
You know some things can slow down accelerated underwriting. But there are also health conditions that can slow down underwriting even if it isn't accelerated.
In this episode I'm sharing common health conditions that can get in the way, and how to know whether they can be overcome or will lead to rejection.
I'll also share a simple way to "test the waters" before underwriting if you're afraid you won't get approved.
Listen now!
Show highlights include:
- How an underwriter looks at a mental health issue: When it affects your rating, and what to expect. (3:37 )
- Why sleep apnea is more alarming to underwriters than it used to be. (7:00 )
- What you should do immediately if you have sleep apnea but want life insurance. (8:49 )
- Why cancer in your medical history doesn't automatically mean a decline for coverage. (9:51 )
- Surprising reason a substandard health rating isn't as costly as you think. (11:38 )
Reach out to me:
https://www.linkedin.com/in/valerie-laroque-lacp-b569509
Infinite Banking Mastery (infinitebankingnorthwest.com)
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