We have a slightly different episode because today I am speaking with the good people from a company called CheckMyFile all about credit files and credit scores - why they are important and how we can optimise them to our benefit.

CheckMyFile: https://meaningfulmoney.tv/checkmyfile

Shownotes: https://meaningfulmoney.tv/HB5

01:33 - Pete chats with Beth.

04:15 - What is a credit record / credit report / credit score

06:50 - Purpose of a credit record.

08:52 - What makes a good / bad credit file

12:00 - Credit card to increase your score before buying a house - is that true?

13:26 - Important to be on Electoral Role.

14:28 - Bad debts, using debt responsibly.

18:15 - What can be done to improve your credit score?

21:24 - Credit is attached to person, not address. Financially linked people.

23:40 - Check your credit file.

26:35 - Is there a business equivalent?

27:43 - What is CheckMyFile and why should people use it.

32:00 - Pete and Roger chat and a podcast review.