High-Yield Savings: Best Rates & Strategies
Update: 2025-12-02
Description
High-yield savings account rates have dropped, but still offer above 4% APY. SoFi currently leads with 4.3% APY. Rates fluctuated from 2015-2021 due to pandemic and Fed rate changes, but have recovered. These accounts are ideal for short-term savings goals, offering good returns and easy access.
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