High-Yield Savings Accounts: Beat the Fed Cuts
Update: 2026-01-05
Description
Savings account rates remain robust, surpassing the national average, despite Fed rate cuts. Online banks offer up to 4% APY, with SoFi leading at 4%. The national average is just 0.39%, making high-yield accounts an attractive option. Experts advise shopping around, as rates may drop further. Consider minimum balances, customer service, ATM access, and digital tools when choosing an account, ensuring its FDIC or NCUA insured for up to $250,000. Checkout Solipillow.com
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