Home Equity Rates Drop, Time to Tap Cash?
Update: 2026-01-05
Description
Homeowners are benefiting from affordable home equity rates in 2026, with HELOCs and home equity loans averaging around 7%. These options allow homeowners to tap into their equity without refinancing, making them ideal for renovations, debt payoff, or down payments. Lenders are offering competitive deals, with FourLeaf Credit Union providing an introductory HELOC rate of 5.99% for 12 months. Experts advise shopping around and considering fees and adjustable rates before making a decision. Checkout Solipillow.com
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