Credit can be a sensitive subject. Your credit report is like a walk down memory lane, showing all of the good, and possibly bad, ways you have used your credit. 

When applying for a home loan, knowing how a bank selects and reviews your credit is important so you can make steps to repair your credit or strengthen your score before you even apply for a home loan.

In this episode you will learn:

• What are the 3 national credit bureaus


• How credit scores are viewed by the bank when applying with a co-borrower


• When it might be smart to NOT have your spouse or partner on the home loan


• What a baseline credit score is for a home loan


• Where you can get a free annual credit report

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Visit us online at www.rnhhomeloans.com

Remember-Know Before You Owe.