DiscoverThe Pete the Planner® ShowHow Do I Spend My 401(k)? Turning a Lifetime of Saving Into a Retirement Paycheck
How Do I Spend My 401(k)? Turning a Lifetime of Saving Into a Retirement Paycheck

How Do I Spend My 401(k)? Turning a Lifetime of Saving Into a Retirement Paycheck

Update: 2025-08-01
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After 40 years of saving diligently, listener Jeff is retiring next month—and like many new retirees, he’s asking the question the industry rarely answers: How do I actually spend my 401(k)? In this episode, Pete and Damian walk through the critical decisions that come after the last paycheck: how much to withdraw, which accounts to pull from first, and how to invest your portfolio for a retirement that could last 30+ years.

From the 4% rule to bucket strategies and tax-efficient withdrawal planning, we’re breaking down the complex into the practical. Whether retirement is right around the corner or still a decade away, this episode will help you think differently about what it means to turn savings into sustainable income.

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How Do I Spend My 401(k)? Turning a Lifetime of Saving Into a Retirement Paycheck

How Do I Spend My 401(k)? Turning a Lifetime of Saving Into a Retirement Paycheck

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