In this episode, financial advisors and retirement planners Jim Martin & Casey Bibb of Martin Wealth Solutions discuss how taking on too much risk in your investments can jeopardize your retirement. They explore how to identify if you’re overexposed, the dangers of chasing big returns, and why understanding your personal risk tolerance is essential to long-term success. Jim & Casey share stories from client experiences, explain how different asset classes respond to market shifts, and give practical tips for aligning your portfolio with your retirement goals. You’ll also hear strategies for building a balanced plan that can weather both bull and bear markets—without losing sleep along the way.



Want to work with us?

Visit: http://retirewithmartin.com/

Learn more: www.planwellretirehappy.com

00:00 Introduction and Welcome

00:51 Meet the Hosts

01:32 Why “Too Much Risk” Is a Common Problem

03:05 How to Know If You’re Overexposed in Your Portfolio

06:14 The Lure and Danger of Chasing High Returns

09:48 Understanding Your Personal Risk Tolerance

12:22 Market Volatility and How Different Assets Behave

15:39 Client Story: Learning the Hard Way

18:15 Aligning Risk Levels with Your Retirement Timeline

21:07 Building a Balanced, Resilient Portfolio

24:10 Final Thoughts and Takeaways

Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties’ informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.