How We Budget $285K As A Couple
Description
We get asked how much we make all the time! So we're taking it a step further and sharing not just how much we make but also where those different income streams come from, our various expenses, and more!
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A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. High Yield bonds carry greater risk of default. See https://public.com/disclosures/bond-account to learn more.
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Edited by Amanda Deisler
Graphics by Nhu Nguyen
Episode breakdown:
Chapters:
0:00 Intro
2:08 What luxury means to us
3:55 PUBLIC 🥳
5:55 Breaking down Hannah's paycheck
8:40 Breaking down James' paycheck
13:09 Our total monthly income, post-tax
11:40 What's our largest monthly expense?
14:34 Breaking down our expenses (utilities, debt, etc.)
18:12 Our total debt
20:36 How much do our 4 pets cost?
21:03 What do we do with our extra income?
22:22 Total expenses
27:50 How we made $1M on social media
29:11 What questions do you have?
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