DiscoverHow to Buy a Home: The #1 First Time Home Buyer PodcastHow a Single Mom Became a First-Time Buyer with a ZERO Down Payment
How a Single Mom Became a First-Time Buyer with a ZERO Down Payment

How a Single Mom Became a First-Time Buyer with a ZERO Down Payment

Update: 2025-12-06
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Description

Shanta’s story shows how setting a goal, staying focused, and using the right support team can turn dreams into keys.


Watch the Interview on YouTube


In this episode, David interviews Shanta, a single mom and veteran who overcame delays and life stress to finally buy her first home. After discovering the podcast by accident, she educated herself, set a firm deadline, and followed through with discipline. Shanta used a VA loan, secured her Certificate of Eligibility, and worked with a vetted HBH Realtor and lender to close on a home in an affordable rural area. Her journey is packed with actionable advice, major laughs, and a reminder that your goal is still possible—no matter your timeline.


“Stay focused. Stay focused. Stay focused.” - Shanta


Highlights


  • Why setting a personal homebuying deadline can make all the difference
  • How Shanta overcame delays from COVID, moving, and parenting stress
  • Tips for using a VA loan and finding the right Realtor/lender team
  • The value of educating yourself before talking to banks or agents
  • Funniest inspection comment ever—courtesy of Shanta’s mom


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David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer.


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How a Single Mom Became a First-Time Buyer with a ZERO Down Payment

How a Single Mom Became a First-Time Buyer with a ZERO Down Payment