How a full-time cybersecurity employee bought 12 properties while working a demanding job π₯π
Description
1. Building a Portfolio While Working Full-Time πΌβ³
What he did:
- Built his portfolio without reducing workload
- Used a laptop + hotspot in rentals
- Completed repairs between calls
- Scheduled staggered work blocks
- Focused on high-value tasks
How you can apply it:
- Fit real estate into natural pockets in your day
- Bring work tools when needed
- Use flexible moments for small tasks
- Protect the income that keeps you bankable
- Build real estate around your job
2. Protecting the Income That Keeps Financing Easy π΅π¦
What he did:
- Kept his job stable
- Used income to qualify for loans
- Avoided lending disruptions
- Treated his job as an asset
How you can apply it:
- Maintain strong income
- Avoid changes that reduce bankability
- Let your job fund down payments
- Let stability fuel growth
3. Delegation as a Breakthrough for Scaling π§°π€
What he did:
- Built a contractor network
- Delegated nonessential tasks
- Focused on decisions, not labor
- Accepted his own limits
How you can apply it:
- Build a Rolodex early
- Delegate once you understand tasks
- Protect your bandwidth
- Grow by not doing everything
4. Early DIY for Education, Not Savings π§π
What he did:
- Learned how properties function
- Understood repair costs
- Learned why things break
- Learned contractor language
- Built confidence for outsourcing
How you can apply it:
- Do early DIY for education only
- Treat DIY as temporary training
- Learn enough to spot inflated pricing
- Use that knowledge to manage efficiently
5. Designing a Low-Risk Buy Box π‘π
What he did:
- Targeted 2000+ townhomes
- Bought within 5 minutes of home
- Stayed close to hardware stores
- Chose HOA exteriors
- Avoided surprises
How you can apply it:
- Pick properties that reduce workload
- Stay close to your daily path
- Use risk management
- Choose criteria that limit emergencies
6. How He Actually Funded His First Deals π°π
What he did:
- Used business-exit capital
- Covered 20β25% down payments
- Reinvested cash flow
- Maxed out 10 conventional loans
- Explored DSCR/portfolio loans
How you can apply it:
- Use income or savings for early down payments
- Recycle cash flow
- Use conventional loans early
- Research DSCR/portfolio loans
7. The Real Sacrifice Behind His Growth ππͺ
What he did:
- Worked late nights
- Shifted priorities
- Balanced work, rentals, family
- Doubled renovation timelines
How you can apply it:
- Expect late nights early on
- Prepare for sacrifices
- Build systems to protect family time
- Use realistic (longer) timelines
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