Roberto Carbetta’s journey shows you don’t need millions or to quit your job to succeed in real estate. He began as a Toronto bank teller, later ran a contracting business, and then shifted to multifamily and senior living in Florida. Today, he manages a $25M+ portfolio, focusing on senior living as demand grows with the aging population.

🚤 How to Invest While Working Full-Time
Roberto built on the side—buying single-family homes every 18 months while running his company, then moving into U.S. multifamily and senior living. His message: set clear goals, keep learning, and partner with the right teams.

🏘️ Senior Living Deal in Georgia
Roberto’s team bought a Claxton, GA facility for $2.5M using debt, seller financing, and $750K from investors. By raising rents, they nearly doubled NOI, delivering returns far above expectations.

📈 Current Focus
90% of Roberto’s time is on senior living, targeting mom-and-pop owners ready to exit. With new units costing $300K but existing assets under $100K, he sees massive opportunity as 10,000 people turn 65 daily.

🎯 Key Takeaways
• The hardest deal is the first—start now.
• Use job/business income as leverage.
• Partner with strong operators to learn.
• Focus on undeniable demand, like senior living.
• Protect your time by teaming with pros.

🧭 Investor Advice
Trust is #1—know the operator, deal, and market. Once in, capital stays tied up until refinance/sale. For passive investors, real estate offers cash flow, appreciation, and tax perks without operational stress.

📚 Books
• Buy Back Your Time by Dan Martell – learn to delegate and scale.

📚 Final Thoughts
Roberto’s path—from W-2 worker to $25M+ investor—shows you can grow in real estate without quitting your job. Focus on education, partnerships, and consistent action.

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