Tiffany Harding moved out of her mother’s house as a teenager. By the time she was 16, she had her own bachelor apartment and was dividing her time between school and night shifts at a restaurant to support herself. Today, she’s a long-time financial advisor who’s worked for big and small financial firms such as Royal Bank, Manulife, and, currently, Richardson Wealth.

Tiffany speaks about her unconventional and financially precarious childhood, growing up in an environment of both abundance and scarcity, and how her challenging experiences helped her relate to clients today.