Are you aware that making minimum payments on your credit card debt contributes to not helping you make any headway towards paying your debts? In most cases, most of the minimum payment goes towards interest rates. Please listen to this podcast to find out how you can avoid falling victim to credit card debt and if already dealing with credit card debt, find out what your options are and how you can become debt free. Here are some of the negative impacts making minimum payments. It will take much longer to pay off your debts. You will pay huge amounts of money just on interest rates. Credit score can be negatively impacted. Being stuck in the cycle of “Borrowing from Peter to pay Paul”, paying on your credit cards just to resort to using them due to high minimum payments each month.

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