Everyone needs a car, but sometimes not everyone can afford to pay for it.  We rely on banks to provide an auto loan. These loans are broken down into groups.  Prime loan (good credit)  Subprime (marginal or rebuilding) Buy here pay here (in house financing).  Subprime loans require a large amount of paperwork that must be provided by the buyer, and those documents must be correct in order to get your new car.  In this episode we will break down how to save time and energy gathering all everything you need to submit upfront for pre approval and get the car you need quickly.