DiscoverThe Canadian Money RoadmapHow to not run out of money in retirement
How to not run out of money in retirement

How to not run out of money in retirement

Update: 2025-01-29
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In this episode of the Canadian Money Roadmap Podcast, Evan Neufeld discusses seven strategies to manage investment risk in your portfolio as you prepare for retirement. Topics include diversification, rules-based implementation, adding bonds, holding cash, annuities, deferring CPP, and using put options. These methods aim to help you retire with confidence while reducing the volatility and uncertainty of your investments. Remember to consult with a financial professional before making any changes to your portfolio.


00:00 Introduction: Politics and Your Portfolio

00:23 Seven Ways to Manage Investment Risk

00:53 Diversification: Don't Put All Your Eggs in One Basket

02:13 Rules-Based Portfolio Implementation

05:26 The Role of Bonds in Your Portfolio

06:09 Cash Wedge Strategy

08:11 Exploring Annuities

09:55 Deferring Your CPP for Better Returns

11:06 Using Options for Portfolio Insurance

12:17 Conclusion and Final Thoughts

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How to not run out of money in retirement

How to not run out of money in retirement

Evan Neufeld, CFP®