It’s easy to find influencers online who project an image of home living perfection. But did you ever wonder how they pay for it?

Small improvements can be funded from savings, 0% cards or normal loans but bigger projects require either remortgaging or what is called a ‘second charge mortgage’

Mouthy Money speaks to David Coleman from Positive Lending, a leader provider of second charge mortgages.

David breaks down for Ed and Chris how the loans work, what people need to consider when looking at ways to fund their home improvement and what to look out for in the process. 

More about Positive Lending

https://positivelending.co.uk

David Coleman

https://www.linkedin.com/in/david-coleman-44855226/

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This video is produced for general informational purposes only. It should not be construed as investment, legal, tax, mortgage or other forms of financial advice. If in any doubt about the themes expressed, consider consulting with a regulated financial professional for your own personal situation. Past performance is no guarantee of future results. Investments can go down as well as up and you may get back less than you started with. Investments are speculative and can be affected by volatility. Never invest more than you can afford to lose. For more information visit ⁠⁠⁠www.fca.org.uk/investsmart⁠