Insurance Costs Surge: What to Expect in 2026
Update: 2025-12-04
Description
Insurance costs surge: a look at 2026s trendsAuto insurance premiums skyrocketed by over 64% from 2020 to 2025, but safer drivers may see a decrease in 2026 due to new car safety features. Homeowners insurance rates are projected to rise by 16% in 2026 and 2027, and may become harder to obtain in disaster-prone areas. Pet insurance is expected to become more common in employer benefits packages, while health insurance premiums may increase due to administrative expenses.
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