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Insurance Markets, Housing Policy, and the Role of Climate Risk, with Ben Keys

Insurance Markets, Housing Policy, and the Role of Climate Risk, with Ben Keys

Update: 2025-06-09
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This week, we're joined by Ben Keys, Professor of Real Estate and Finance at the Wharton School of Business at the University of Pennsylvania (and former faculty at the University of Chicago Harris School of Public Policy). We spoke with Ben about a wide variety of issues surrounding the intersection of housing policy, insurance markets, and climate change, including how volatile weather is changing insurer behavior, the role of reinsurance, and what current and future federal policy might mean for state and local markets. In Ripped from the Headlines, we discuss a pair of stories investigating areas with too-low home insurance prices and how that is leading some insurers to leave markets where the risk of climate-related home damage is particularly acute.

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Insurance Markets, Housing Policy, and the Role of Climate Risk, with Ben Keys

Insurance Markets, Housing Policy, and the Role of Climate Risk, with Ben Keys