Insurance Policy I: Paying a Premium for Discounting the Future
Update: 2020-01-13
Description
In his new podcast series titled, The Future of Financing Freedom, Dr. David Axelrod, Instructional Specialist in the Department of Economics at the Feliciano School of Business at Montclair State University, considers the relationships between the concepts of finance, future and freedom in addition to presenting policy proposals based on these insights.
Previously, we learned of the importance the time discount rate has in determining how to invest and their long-term costs. Those costs affect the profitability of insurance companies. We now consider how linking business insurance premiums to the amount the future is discounted can incentivize more sustainable outcomes.
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