Insurance price caps sound like a good idea. But are they?
Update: 2025-10-28
Description
**Summary:**The podcast episode delves into the surging auto and homeowners insurance costs across the U.S., despite existing regulations. State regulators and lawmakers are considering price caps due to rapid rate increases, especially in disaster-prone areas. While price caps could provide relief for consumers, insurance experts warn they might drive companies out of states with strict rules, leaving fewer options for coverage. The episode offers tips to lower personal risk and potentially secure better rates.
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