Lukho Mkwedi Phuthi and Blessing Ndabula discuss Investing and Saving Through Unit Trusts. Blessing explains that a unit trust is a pooled investment where many investors combine their money, which is managed professionally to invest in shares, bonds, property, and other assets. Each investor owns units proportional to their investment. Unit trusts offer diversification, professional management, and the ability to start with relatively small amounts, making them accessible and cost-effective. Income can be paid out or reinvested, and tax is only paid on profits or dividends received. Investing through unit trusts helps individuals grow their wealth steadily while managing risk.​ Heart to Heart