Episode Summary

In this episode of Bankruptcy Unlocked, host Abigail Vaca sits down with Andrew H. Griffin III, founder of the Law Offices of Andrew H. Griffin III, to discuss Chapter 7 bankruptcy. They break down who qualifies, how the process works, key differences from Chapter 13, and common mistakes to avoid. If you're facing overwhelming debt and wondering if Chapter 7 is the right option, this episode provides a clear, informative guide to help you make the best financial decision.

Timestamps

00:01 – Welcome to Bankruptcy Unlocked

00:05 – Introduction to Chapter 7 Bankruptcy & Guest Introduction

00:30 – Who Qualifies for Chapter 7?

02:40 – Chapter 7 vs. Chapter 13: Key Differences

04:55 – The Chapter 7 Filing Process & Timeline

07:44 – What Happens to Your Property in Chapter 7?

10:15 – Which Debts Are & Aren’t Dischargeable?

13:36 – The Means Test: How Income Affects Eligibility

16:19 – Advice for Those Considering Chapter 7 & Common Mistakes to Avoid

20:15 – Final Thoughts & Closing Remarks

About the Show

Bankruptcy Unlocked is your guide to understanding bankruptcy law and debt relief options. Hosted by legal experts, we break down complex financial topics into clear, actionable advice. Whether you're exploring bankruptcy, debt management, or financial recovery, our goal is to provide the knowledge you need to move forward with confidence.