Joe Downs - The Deal That Changed My Life

In this episode of The Real Estate Reserve Podcast, Jason Balin of Hard Money Bankers and Ian Horowitz of Equity Warehouse welcome back Joe Downs from Bellrose Group for The Deal That Changed My Life.

Joe dives deep into a distressed debt portfolio acquisition that reshaped his investing strategy — a $115 million UPB deal involving 2,500 second-lien residential loans. He breaks down how his team saw opportunity where banks saw risk, leveraging "emotional equity" to create value and long-term impact.

You'll learn:
🏦 How to identify opportunities in distressed debt and charged-off loans
💡 Why understanding emotional equity gives investors a competitive edge
📊 How to look beyond traditional metrics to uncover hidden value
⚙️ The mindset shift that separates institutional lenders from successful investors

Whether you're an experienced investor, a note buyer, or curious about how creative deal-making really works, this episode is packed with insight into real-world problem-solving, risk assessment, and strategic investing.

🎧 Listen now to hear the deal that changed Joe's life — and could inspire your next big move.

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https://podcasts.apple.com/us/podcast/real-estate-reserve-podcast/id1507982777