Kaaj: AI-Powered Loans for Small Businesses
Update: 2025-11-19
Description
Kaaj, a new company founded by Shivi Sharma and Utsav Shah, is revolutionizing small business loans with AI-powered credit risk analysis. After noticing the inefficiency of traditional banks in processing smaller loans, Sharma and Shah saw an opportunity to automate the entire underwriting process. Kaajs technology, which has already processed over $5 billion in loan applications, uses AI to identify, verify, and organize loan documents, reducing the process from days to minutes. With a recent $3.8 million seed funding round, Kaaj aims to make it more cost-efficient for banks to lend to small businesses, potentially unlocking much-needed capital for countless enterprises.
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