A looming June 30, 2024, deadline means big changes for student loan borrowers. Student loan experts Lauryn Williams and Connor Pierce explain why this is the last call for the IDR waiver, Pay As You Earn (PAYE) plan and Income Contingent Repayment (ICR) plan. Learn what’s at stake with these benefits phasing out and how to avoid costly mistakes.

In today’s episode:

03:58 Last chance for Pay As You Earn (PAYE) and why it’s crucial for professions with escalating incomes

13:30 Income Contingent Repayment (ICR) is going away for borrowers who don’t have Parent PLUS loans

20:24 IDR waiver benefits before they expire and why you might need to consolidate your loans before June 30, 2024

30:19 Undergrad borrowers on Saving on a Valuable Education (SAVE) could see their payments drop July 1, 2024

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