Latest Mortgage Rates: 15 vs 30 Year Terms
Update: 2025-11-17
Description
Mortgage rates have seen a notable drop, with the average thirty-year fixed rate now at 6.07% and the fifteen-year rate at 5.54%. Refinance rates are slightly higher, offering opportunities for homeowners to explore their options. The choice between a fifteen-year and thirty-year mortgage depends on individual financial goals and comfort with monthly payments.
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