Latest Mortgage Rates: Fixed & Adjustable
Update: 2025-11-19
Description
Todays podcast explores the latest mortgage rates, revealing that the national average for a thirty-year fixed mortgage is six point one five percent. A fifteen-year fixed loan stands at five point six zero percent, while a five-one ARM is at six point two eight percent. Refinancing rates are slightly higher, with a thirty-year fixed refinance averaging six point two eight percent. The episode also discusses the pros and cons of different loan types, highlighting the stability of thirty-year fixed mortgages and the potential savings of fifteen-year fixed loans. Adjustable-rate mortgages, or ARMs, are also considered, with their initial lower rates and potential for increased payments after the introductory period.
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