Lock in High CD Rates Before They Drop
Update: 2025-12-31
Description
CD rates are dropping, but still offer solid returns. Marcus by Goldman Sachs leads with a 4% APY on a one-year term. Online banks provide competitive rates, with short-term options ranging from 4-4.5% APY. CD rates have fluctuated historically, but currently, twelve-month CDs top the averages. When choosing a CD, consider term, shop online banks and credit unions, watch for minimums and penalties, and factor in inflation. Promotional rates up to 4.75% are available with no minimum deposit. Checkout Solipillow.com
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