Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired live on Friday 6 December 2024. Luke joins Leon Delaney in the studio to talk about Christmas spending. It’s summer and as we approach Christmas, retailers are doing all they can to help you get into the spirit of spending and gifting. Luke offers a Christmas survival tool kit to help you through the festive season spending and avoid the credit card blues in January.

Thank you for joining us live on 2CC, YouTube or your favourite podcast streaming service with ‘The Strategy Stacker – Luke Talks Money’.

Key topics covered include:

• Ask people what they want – this will make sure the gifts you buy get used 


• Gift cards also avoid wasteful spending 


• Have a family agreement on what you will do – just buy for the kids


• Don’t leave it to the last minute – panic doesn’t help make good purchase decisions


• If you buy online understand the return policy before you make a purchase there and some places offer ‘gift receipts’


• Tap and go can blow up a budget, consider shopping with cash and stick to your budget


• Can you wait for the post Christmas sales for big ticket items?


• Consider an ‘experience’ as a gift if you’re stuck for an idea


• Luke share’s his top tips for maximising your Christmas spending.

Our podcast is also available on Apple Podcasts, Spotify and YouTube – ‘The Strategy Stacker – Luke Talks Money’

Do you need personal financial planning advice?

<figure id="attachment_18761" aria-describedby="caption-attachment-18761" style="width: 300px" class="wp-caption alignright"><figcaption id="caption-attachment-18761" class="wp-caption-text">Without planning there can be financial waste at Christmas. Make your Christmas spending worthwhile. As always, make an appointment to speak with Luke if your need personal financial planning advice.</figcaption></figure>

Luke as a Financial Planner can help you set up a financial planning strategy to help you achieve your personal financial goals, including investment, super and retirement. Simply make an appointment to confidentially discuss your goals. Call Envision Financial Services on 6260 4749. You can use the contact us form to make an appointment, for a confidential discussion about your situation.

Luke will return to 2CC to talk about other ‘Money Matters’ next week. You can catch up with ‘The Strategy Stacker – Luke Talks Money’ podcast at a time that suits you.

We look forward to your company again and Luke’s book Smart Money Strategy is out now.