Today Pat and Ben discuss the benefits of using Mobile Virtual Network Operators (MVNOs) for cell phone service. MVNOs lease network capacity from major carriers like Verizon, AT&T, and T-Mobile, which allows them to offer lower prices, more flexible plans, and often no credit checks. We highlight Visible and Mint Mobile as two leading MVNOs and recommend you checkout the resources at CellPhonePlans.Wiki for comparing plans and finding the best deals. We discuss the value of MVNOs for budget-conscious individuals, students, those with poor credit, and those seeking greater flexibility and control over their mobile service.