Dreaming of homeownership but unsure where to start? It may be more achievable than you think. Discover how the Tennessee Housing Development Agency (THDA) can help make your dream home affordable through down payment assistance, closing cost support, and expert financial counseling. Join us as Ralph Perrey, THDA's Executive Director, explains how his agency is helping first-time buyers turn their homeownership dreams into reality.

Highlights

01:00 - How did you get involved in the housing industry?

02:22 - What common misconceptions do you encounter about homeownership

04:58 - Why is homeownership important?

05:53 - What challenges do you see in the current market?

08:03 - What is THDA and how does it serve Tennessee families?

09:41 - What assistance does THDA offer homebuyers?

10:41 - Do you have any stories of THDA's impact?

12:34 - What homebuyer education do you offer?

14:31 - How does THDA work with lenders to make homeownership possible for those who might not think themselves qualified?

19:25 - "Catch people doing well."

20:26 - What is the best financial advice you've been given?

21:10 - What would you do with extra Pocket Change?

To learn how you can receive down payment assistance or to learn more about the THDA, visit thda.org/homebuyers. 

If you don't know where to start, reach out to a Leaders Mortgage Champion who will be happy to guide you through all of your options. Get started at https://www.leaderscu.com/home-loans.

The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.

#housing #home #house #mortgage #buyingahome #househunters #realestate #homeownership