Margin Protection Part 2: The Harvest Price Option & How Payouts Work
Update: 2025-03-17
Description
In this episode of The Crop Insurance Podcast, we continue our deep dive into Margin Protection, focusing on the Harvest Price Option (HPO) and how it affects payouts. We break down real-world examples to show how HPO adjusts coverage when prices rise, how trigger margins and actual margins determine payouts, and what happens when you have an underlying Federal Crop Insurance policy.
If you’ve ever wondered how payouts are calculated and whether HPO is the right choice for your farm, this episode is for you! Tune in for a straightforward, easy-to-follow breakdown of the numbers—no calculator required! 🚜💰
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